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How Major Life Events Impact Your Insurance Needs
Nov 12 2024 Life's biggest milestones, like marriage, buying a home, or having children, often bring new financial responsibilities and changes in your insurance needs. To ensure you and your loved ones have the right coverage... more ›How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims
Oct 16 2024 If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these... more ›Help Keep Teen Drivers Safe with Telematics
Oct 16 2024 As parents, the safety of our teenage drivers is paramount. With road accidents constituting a significant risk for young drivers, leveraging technology to enhance their safety isn't just smart; it's essential.... more ›Choosing the Right Umbrella Insurance Policy: A Guide to Extra Liability Coverage
Oct 16 2024 When it comes to personal insurance, most people are familiar with their auto, homeowners, or renters policies. However, fewer may be aware of umbrella insurance-a type of coverage that goes beyond the limits of... more ›What to Check Before Buying a Used Car
Dec 2 2022 With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if... more ›Swimming Safety: 10 Tips for Summer
Jun 3 2022 Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control... more ›Landscape Maintenance Tips for Your Yard
Jun 3 2022 You've worked hard to create a beautiful garden for your yard, but there is more to yard maintenance than simply mowing the lawn and watering the plants. There are plenty of other tasks you'll need to complete in... more ›Why a basic Homeowners policy isn’t always enough
Apr 2 2021 Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in... more ›10 Tips to Help Prevent Identity Theft
Mar 5 2021 Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re... more ›Own a home? Here are two policy options you should know about
Feb 5 2021 If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read... more ›Porch Safety: Should You Leave the Lights On?
Jan 8 2021 It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly... more ›Don’t Delay — Start Thinking About Winterizing Your RV Today
Dec 4 2020 Unless you’re headed to a warmer climate for the winter - or you live in one already - fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because... more ›10 Things to do to Prepare Your Home for Fall
Nov 6 2020 Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big,... more ›It’s Back-to-School Time — Is Your House Ready?
Oct 2 2020 We’re not quite sure where summer went, but if you haven’t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else - your home. It won’... more ›Tips for Power Tool Safety
Sep 4 2020 What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have... more ›What is water backup coverage and why is it important?
Aug 7 2020 Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially... more ›How to Update your Home — Without Spending Thousands
Jul 10 2020 It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference - and whether you’re handy or not, you... more ›I Just Bought a New Car. What Insurance Coverage Do I Need?
Jun 5 2020 Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item... more ›Keep Your Pets Safe in a Disaster
May 1 2020 A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and... more ›Why You Need Service Line Coverage
Apr 3 2020 Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think... more ›What to Consider When Choosing Auto Insurance
Mar 6 2020 Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an... more ›5 Carbon Monoxide Safety Tips
Feb 7 2020 Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones.... more ›When Roadside Assistance Isn’t Enough
Jan 3 2020 If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the... more ›How to Protect Your Classic Car
Dec 6 2019 The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford... more ›Why You Might Want to Live Like a Minimalist
Nov 1 2019 Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even... more ›What Car Drivers Need to Know about Motorcycles
Oct 4 2019 Fall is here, and there are still plenty of motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not... more ›How to Ride Your Motorcycle Safely in a Group
Sep 6 2019 Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding... more ›Five Tips to (Finally) Get your Garage Organized
Aug 2 2019 There’s perhaps no organizing task more daunting than the garage-it’s often the dumping ground for the stuff that has no other place in the house, or the things you don’t use but just can’t bring yourself to toss.... more ›How to Make Your Family Vacation a Great One
Jul 12 2019 Summer is here, which means it’s time to think about family vacations! (If you haven’t been thinking about them all year, that is.) The family part of family vacations, however, can make things a little complicated.... more ›Boating Season is Here – Are You Up to Speed on Safety?
Jun 7 2019 With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady... more ›Three Ways to Lower Your Carbon Footprint
May 3 2019 April 22 marked the 49th annual Earth Day, when more than 1 billion people in nearly 200 countries were expected to take part in what the Earth Day Network calls “the largest civic-focused day of action in the... more ›Spring Cleaning Tips
Apr 5 2019 Spring is a time for new beginnings, and cleaning and organization around the house are very popular this time of year. If you’re ready to tackle the monumental spring cleaning chore, read on for some helpful... more ›Home Security Technology: Keeping you ahead of the burglars
Mar 1 2019 Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they... more ›Looking at a new piece of jewelry? Make sure to look at your insurance, too
Feb 1 2019 Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or a fire or some other... more ›Is your home as efficient as it could be? An energy audit can tell you
Jan 4 2019 Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S.... more ›Keep Pets Happy and Safe on Vacation
Dec 7 2018 You’re not just imagining it—a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation,... more ›Five Common (and Potentially Costly) Homeowner Mistakes
Nov 2 2018 Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require... more ›Five Ways to Protect Your Personal Electronic Data
Oct 5 2018 Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s... more ›Let's Keep Our Lawns and Ourselves Safe
Sep 7 2018 For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated... more ›6 Tips for Getting to Work on Two Wheels
Aug 3 2018 Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton... more ›Essential Safety Tips for Nighttime Boating
Jul 6 2018 If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course.... more ›Summer Driving Tips
Jun 1 2018 Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out... more ›Protecting Your Home: Understanding Your Home Insurance Policy
May 4 2018 As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in... more ›Do I Need to Tell My Insurance Company If My Dog Bites Someone?
Apr 6 2018 You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers... more ›Protect yourself from Carbon Monoxide at Home and at Work
Mar 2 2018 Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers... more ›Ghost Workers Comp Policy WC SC
Feb 8 2018 Need an expert on Workers Comp Insurance? - Contact Our Specialist: - Jay Sauls, Agent - Columbia Office: 803-451-0076 - (After Hours): 803-319-7171 - jsauls [at] lamplighterinsurance [dot] com - more ›Insuring Jewelry: How to Know if Your Coverage is Enough
Feb 2 2018 A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However,... more ›Tips for Buying a Safe Car
Jan 5 2018 You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your... more ›South Carolina Freeze Preparation
Jan 5 2018 FREEZE PREPARATION Easily forgotten measures to take Winter in South Carolina? Yes, whereas the winter may not be as harsh in SC, there are occasions where we do get freezing temperatures in South Carolina.... more ›Why Today’s Homes Burn Faster
Dec 1 2017 From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and... more ›How to Lower Your Auto Insurance Bill
Nov 3 2017 It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad... more ›Do You Need Umbrella Insurance?
Oct 6 2017 One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires... more ›Three Ways a Pool May Affect Your Homeowners Insurance
Sep 8 2017 That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a... more ›Easy to Forget Cleaning Projects
Aug 4 2017 As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects... more ›Heavy Rain? Be on the Lookout for Heavy Damage
Jul 7 2017 Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in... more ›Want a Safer Home? Consider these Inexpensive Fixes
Jun 2 2017 Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you... more ›Help Your Dog Love Apartment Living
May 5 2017 Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably... more ›Love Bites – Get Umbrella Coverage
Apr 7 2017 In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages... more ›Teen Driving Safety
Mar 3 2017 Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:... more ›Car Shopping With Safety in Mind
Feb 3 2017 You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,... more ›7 Driving Habits That Are Bad for Your Car
Jan 6 2017 No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty?... more ›Burglary Prevention: Should You Leave the Lights On?
Dec 2 2016 It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly... more ›Which Home Alarms Do You Need?
Nov 4 2016 Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through... more ›Device Insurance: Cover Your Personal Electronics With the Policy You Already Have
Oct 7 2016 It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up... more ›Wedding Protection Insurance Advice
Sep 27 2016 Tying the Knot South Carolina? Tie up Loose Ends With Wedding Insurance Getting married is a big step that you’re no doubt commemorating with a big celebration. And, that often comes with a (fairly) big price tag.... more ›How to Deal With Road Rage
Sep 2 2016 Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to... more ›Safety Tips for Your Summer Swims
Aug 5 2016 When the sun is out and the weather’s warm, people flock to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers... more ›Their Lives Matter
Jul 26 2016 Their Lives MatterI was asked once, “Why do they call it Life Insurance? It only pays once you die.” Life Insurance isn’t for you….It is to protect the Lives of those you leave behind.We believe:“Their Lives Matter”... more ›It’s Boating Season
Jul 21 2016 Boating Season It’s Boating Season on the Lake! - Every summer, our team gets calls from customers after a fun weekend on the water takes a turn for the worse. Often, these accidents could have been prevented with... more ›Safety Tips for Summer Thrill Seekers
Jul 1 2016 The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe,... more ›What Should Go in Your Home Safe (or Safe-Deposit Box)?
Jun 3 2016 Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in... more ›The Type of Fire Extinguisher Every Home Should Have
May 6 2016 A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is... more ›Navigate Rainy Roadways With Care
Apr 1 2016 It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and... more ›Identity Protection Tips for Tax Season
Mar 4 2016 What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers? All of those are pretty important, but none of... more ›What to Do After a Car Accident in Winter
Feb 5 2016 Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time... more ›Insuring Your College-Bound Student
Feb 3 2016 Insuring your college-bound student If you have a son or daughter heading off for college, you’re probably thinking about dorm supplies, textbooks and how you’re going to cope with being apart from your ‘baby’. But... more ›How to Avoid Animal-Vehicle Collisions
Jan 8 2016 About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S.... more ›Thrifty Security: Burglar-Proof Your Home for the Holidays
Dec 4 2015 It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One... more ›Safe, Secure Shopping: Tips for Black Friday
Nov 6 2015 It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its... more ›What is Gap Insurance?
Nov 6 2015 Purchasing a new car is the kind of experience that not all people have the pleasure of enjoying.You worked hard to save the money, build your income, and took the “leap of faith” to finance it. You sign the... more ›As Leaves Fall.... Tire Pressure Falls Too
Nov 3 2015 As the weather changes, the temperature will affect tire pressure in your vehicle. We recommend that clients have tire pressure checked with each oil change to assure that it is at the optimal inflation. Proper... more ›How do I avoid a Roof Leak? Roof Maintenance Tips
Oct 19 2015 “An ounce of prevention is worth a pound of cure.”- Donna Sussman (my mother) *one of many anecdotes for living life right. The roof on my home is not new….But it is also not old….What kind of things can I do to... more ›The Independent Agent Advantage
Oct 6 2015 What is the difference between one of the "BIG NAME" Companies and a smaller Insurance Company? We all believe the things we see on TV and Internet = The more we are bombarded by Companies, the more familiar we... more ›Your Home Maintenance Checklist for Fall
Oct 2 2015 Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around... more ›What is a South Carolina Ghost Policy?
Sep 23 2015 The term "Ghost Policy" is referring specifically to a Workers Compensation Insurance policy in which the owner or officers have elected to reject or exclude themselves from coverage AND have no employees or... more ›4 Ways to Help All Children Have a Great School Year
Sep 4 2015 It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your... more ›Keep Cool While Keeping Your Energy Costs Down
Aug 7 2015 Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them. Our guess is that most of those households (... more ›Tips for a Safe Fourth of July — From Food to Fireworks
Jul 2 2015 Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)... more ›Small Business Insurance
Jun 25 2015 You did it! You made the leap from working for others to venture out on your own and live your dream = Business Ownership. Protecting the risk of the business with the right insurance program while still protecting... more ›Commuting by Bike: How to Get to the Office on Two Wheels
Jun 5 2015 There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don’t get stuck in traffic, either). And they even have fun — as... more ›Getting Your Boat Out of Storage and Into the Water
May 1 2015 Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things you need... more ›Spring Into Home Maintenance Mode in South Carolina
Apr 3 2015 Spring is a time for rejuvenation, and, as the weather gets warmer here in Columbia, South Carolina, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for... more ›How to Create Your First Garden This Spring
Mar 6 2015 From genetically modified crops to the environmental and health effects of pesticides, more and more South Carolina residents are questioning whether they should grow what they eat. Wherever you stand on the issues... more ›How Much Life Insurance Should I Have?
Feb 10 2015 Every person has their own personal set of circumstances that dictate the need for life insurance. The goal of a well-thought Life Insurance strategy is to keep your costs to a minimum and provide the same... more ›Helping Seniors Have a Wonderful Winter
Feb 6 2015 Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member here in South Carolina, it may be a good time of the year... more ›What Happens When I am “At Fault?”
Jan 22 2015 We've all been in this situation. We were involved in an accident that multiple driver errors led to a crash. One driver swerved, another slammed the brakes, and maybe even a third driver was able to stop before... more ›The Right Tires for Winter Driving
Jan 9 2015 It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the... more ›What Kind of Car Insurance Do I Need?
Jan 2 2015 Automobile Insurance is broken into several types and sections. Commercial Automobile Insurance - utilized for a vehicle that is used in the course of business - will have capabilities of indemnifying those who... more ›Homeowner’s Liability Insurance
Dec 23 2014 The liability section of your Homeowner's Insurance Policy protects you from Bodily Injury and/or Property Damage to others in the event that you are legally responsible for the damage. However, there are several... more ›Holiday Safety Tips for Your Four-Legged Friends
Dec 5 2014 As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don't... more ›Do You Have Enough Homeowner’s Insurance Coverage?
Nov 25 2014 In front of you is a pile of debris that was once your home. The place of beautiful memories. The grief and pain of this loss is unthinkable. Now imagine not being able to rebuild it completely because you didn't... more ›Home Insurance Rising Rates?
Nov 17 2014 Based on Industry statistics, average rates on Homeowners Insurance policies have lowered over the past 10 years by nearly 50%. This data is skewed by the surge of new construction homes that were built from 2004 -... more ›Make Home Safety a Priority While You’re Away for the Holidays
Nov 7 2014 The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe... more ›What Insurance Do I Need For A New Business?
Oct 27 2014 Some types of Business Insurance/Commercial Insurance that you will need to consider: General Liability - This commercial insurance coverage is fairly self-explanatory, but has some exclusions that may demonstrate... more ›Who needs Workers Compensation Insurance?
Oct 20 2014 There are many ways in which someone may be "required" to carry Workers' Compensation Insurance in South Carolina. There are several types of requirements: Statutory = Any employer in South Carolina who regularly... more ›Essential Safety Tips for Nighttime Boating
Oct 3 2014 If you own a boat (or better yet, as the joke goes, you know someone who does), you've probably thought about spending some evenings on the water - especially in the summertime. It's a great thought, of course. But,... more ›5 Tips for Organizing Your Home for the New School Year
Sep 5 2014 Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters.... more ›Celebrate National Night Out With Your Neighbors
Aug 1 2014 In 1984, National Night Out - "America's Night Out Against Crime" - began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town Watch (NATW)... more ›Make Recycling and Reducing Routine
Jul 11 2014 "Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing... more ›Protect Your Most Cherished Possessions
May 30 2014 If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or... more ›Keep Water from Going Where it Shouldn't
May 2 2014 One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Lamplighter Insurance, we know you want to protect what's important. That's why we're offering these... more ›A Little Extra Caution Can Go a Long Way While Driving at Night
Apr 4 2014 While fall and winter have their own pleasures, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just... more ›Home Security Tips
Mar 10 2014 Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home... more ›Five Sure-Fire Ways to Get Your Car Stolen
Feb 7 2014 Most people would say their car is one of the most valuable assets they own – if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At... more ›Protect Your Family From the "Silent Killer"
Jan 3 2014 Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect... more ›Make Sure Your Pets Travel Well for the Holidays
Dec 6 2013 The holiday season is here - time to eat good food and join together with loved ones. For many who have families far away, this is also is the time to pack up and get out of South Carolina. If you are gearing up to... more ›Make Football Season Fun and Safe
Nov 1 2013 Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in South Carolina. Football brings with it a whole host of seasonal... more ›A Different Season Means Different Dangers For Motorcyclists
Oct 4 2013 Fall is a wonderful time to be outside on your bike, thanks to the crisp, cool weather and changing colors of the landscape. Staying safe on the road in autumn requires some special precautions, however. Because we... more ›Back to School Safety Reminders
Sep 6 2013 The end of summer in South Carolina means many things, such as cooler weather, shorter days and ... the start of football! But most important, it means kids are headed back to school. And that means we all should... more ›Flood Insurance - What You Should Know
Aug 1 2013 You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn't cover flood damage. At Lamplighter Insurance we want you to... more ›When Things go BOOM in the Night - Fireworks Safety
Jul 1 2013 For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away But for some families, the holiday is a nightmare. Each year,... more ›Do You Own a Classic Car of the Future?
Jun 3 2013 There's nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette... more ›A Time to Celebrate Mothers
May 1 2013 As the second Sunday of May nears, it's time to think of ways to celebrate mothers - although, of course, that's a worthy pursuit at any time of year! At Lamplighter Insurance, we thought it would be fun to give... more ›It's Time for Spring Cleaning!
Apr 1 2013 Spring is a time of new beginnings in South Carolina - and now is a great time to take on some cleaning and organization tasks around your home. If you're anything like many of us here at Lamplighter Insurance,... more ›Get Ready to Safely 'Spring Forward'
Mar 1 2013 Daylight Saving Time begins Sunday, March 10, 2013, for most places in the United States, so don't forget to set your clock forward one hour. We here at Lamplighter Insurance want to remind you it's also a great... more ›Be the Pinnacle of Health & Wellness This Winter
Feb 1 2013 It goes without saying that keeping yourself and your family healthy through the winter months in South Carolina can be a challenge. When you combine chillier temps, housebound days - not to mention kids passing... more ›Protect Your Motorhome and RV From the Cold
Jan 2 2013 If you're a snowbird and you're headed away from the cold this winter to a sunnier and warmer spot, you can move on to the next article. Just know that we here at Lamplighter Insurance wish you a safe journey - and... more ›Make Sure Your Holidays Stay Happy … and Safe
Dec 3 2012 You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Lamplighter Insurance, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays... more ›Tips for Preparing for Your Holiday Driving Trip
Nov 1 2012 Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in... more ›Halloween Safety: Be Ready When the Little Goblins Come Out
Oct 22 2012 It's a night full of treats for both kids and adults in Columbia. But a number of factors - including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door - mean... more ›Refer a Friend – And we'll send you a free gift!
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